Life Insurance

Life Insurance

Life insurance is a contract between an insurer and a policyholder in which the insurer guarantees payment of a death benefit to named beneficiaries when the insured dies. Insured First promises a death benefit in exchange for premiums paid by the policyholder.

Life Insurance at Insured First:

  • For the contract to be enforceable, the insurance application given by Insured First must accurately be filled with the insured’s past and current health conditions and high-risk activities.
  • For a life insurance policy to remain in force, the policyholder must pay a single premium up front or pay regular premiums over time.
  • For a life insurance policy to remain in force, the policyholder must pay a single premium up front or pay regular premiums over time.
  • Term life insurance policies at Insured First will expire after a certain number of years.
  • Permanent life insurance policies at Insured First will remain active until the insured dies, stops paying premiums, or surrenders the policy.


Life insurance provides financial protection for loved ones should the policyholder die. Once a policy is issued, an insurer may not cancel it based on a change in the policyholder’s health status. There are several types of life insurance at Insured First, allowing consumers to find a policy type that works for their personal situation.


Insured first premiums are as low as $100.


Get in touch with us and apply in just a few clicks.


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What People Says About Us

It's been a really great experience with Insured First on all my insurance needs. They have really made the experience stress free. I would have been a wreck had I gone anywhere else but Insured First, and I'm so thankful to them for all their services.

Tom McGuire

Business Insurance holder

I just want to commend Insured First for their exceptional service that they are doing for their clients. Their chat assistants are very prompt in answering my questions and concerns and they possess excellent knowledge to get matters resolved quickly. You have a winner's attitude in the entire Insured First team and I appreciate that they take their client’s needs seriously and I'm pretty sure that they add great value to all their clients.

Tina Cloves

Home Insurance holder

Insured First has been an essential asset to my business and I can’t thank them enough for all their hard work/effort. Thank you very much for providing a great service.

Mbusa Kolobo

Business Insurance holder

You folks are always so prompt. The world would be a better place if everyone was as efficient as you folks!

Garry Tim

Health Insurance holder